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Privacy Policy

Effective Date : December 2025
Last Updated : December 2025

This Privacy Policy explains how EverestOfInvesting.com (“the Website”, “we”, “us”, “our”), operated by Covalue Technologies Pvt. Ltd., collects, uses, stores, and protects your information when you interact with the Website, Everest AI, the Terminal Value Software, or any content related to The Everest of Investing (“the Book”).

By using the Website or creating an account, you consent to the practices described in this Privacy Policy.

1. Information We Collect

We collect information in three categories:

1.1 Information You Provide Directly

Account Information

When you create an account, you may provide:

  • Name
  • Email address
  • Country
  • Password (encrypted – we never see or store actual passwords)

Contact Forms / Newsletter / Downloads

If you sign up for newsletters or request resources, we may collect:

  • Name
  • Email address
  • Country

Everest AI Input Data

When you interact with Everest AI, you may enter:

  • Text prompts
  • Questions
  • Company names or data

Do not enter sensitive personal information.

1.2 Information Automatically Collected

We collect non-personal technical information such as:

  • IP address (anonymised where possible)
  • Browser type
  • Device type
  • Operating system
  • Pages visited
  • Time spent on the Website
  • Referring URLs

Google Analytics

We use Google Analytics for understanding user behaviour.

Google may collect:

  • Device data
  • Geolocation approximation
  • Browsing activity
  • Engagement metrics

This data is anonymised to the extent possible.

1.3 Information Collected by Cookies

We use cookies for:

  • Website functionality
  • Analytics
  • Login session management
  • Remembering user preferences

You may disable cookies in your browser, but some features may not function properly.

2. How We Use Your Information

2.1 Operating the Website
  • Account creation and login
  • Delivering tools like Everest AI and the Terminal Value Software
  • Providing book-related content and downloads
2.2 Communication
  • Sending newsletters (opt-in only)
  • Responding to contact requests
  • Delivering updates about new tools or content
2.3 Analytics & Improvement

We use collected data for:

  • Monitoring usage patterns
  • Improving Website performance
  • Enhancing Everest AI and valuation tools
  • Understanding user learning behaviour
2.4 Compliance & Prevention
  • Detecting fraud or misuse
  • Enforcing Terms of Use
  • Complying with legal obligations

We do NOT sell or rent your personal data.

3. How Everest AI Handles Data

Everest AI is powered by third-party AI systems (e.g., OpenAI).

3.1 Types of Data Processed
  • Your input text (questions, prompts, queries)
  • System-generated responses
3.2 Sensitive Data Warning

Do NOT include:

  • Financial account numbers
  • Passwords
  • Government IDs
  • Medical or health data
  • Personal details of others
  • Any classified or confidential information
3.3 AI Data Processing
  • Your prompts may be transmitted to AI providers to generate responses.
  • Processing follows their respective privacy policies.
  • We do not use Everest AI data to identify individuals.

4. How the Terminal Value Software Handles Data

The Terminal Value Software processes:

  • Inputs you manually enter (e.g., growth rates, margins, forecasts)
  • Scenario parameters
  • Calculations performed locally or via server

We do not store valuation inputs unless you save them inside your account.

No payment or financial account data is collected.

5. Data Sharing

We only share information with:

5.1 Service Providers

Such as:

  • Google Analytics
  • Email delivery tools
  • Cloud hosting providers
  • AI processing vendors (e.g., OpenAI)

All providers follow strict data protection guidelines.

5.2 Legal Requirements

We may disclose information if required by:

  • Law enforcement
  • Court order
  • Regulatory requirement

We never sell personal information to third parties.

6. Data Retention

We retain:

  • Account data until you request deletion
  • Analytics data as per Google’s standard retention periods
  • Email data until you unsubscribe or request removal
  • AI prompts only transiently (not stored by us)
  • Saved valuation models until deleted by user

You may request complete deletion at any time (see Section 9).

7. Data Security

We use industry-standard security measures to protect your data:

  • Encrypted passwords
  • HTTPS secure connections
  • Firewalled servers
  • Regular security reviews
  • Restricted data access

However, no internet system is 100% secure.

8. Your Rights

Depending on your location (EU GDPR, India DPDP Act, and other jurisdictions), you may have rights including:

  • Access to your data
  • Correction of inaccurate data
  • Deletion of your data (“Right to be forgotten”)
  • Withdrawal of consent
  • Requesting a copy of your data
  • Restriction of processing
  • Opt-out of analytics
  • Closing your account

Requests can be made via the contact email contact@everestofinvesting.com

9. How to Delete Your Data

You may request:

  • Account deletion
  • Removal from email lists
  • Deletion of saved valuation models
  • Erasure of profile data

Contact: contact@everestofinvesting.com

10. Children’s Privacy

The Website is not intended for individuals under 18 years old.

We do not knowingly collect data from minors.

11. Third-Party Websites

Links to external sites (e.g., CoValue.io, research tools) are not governed by this Privacy Policy.

We are not responsible for:

  • Their content
  • Their data practices
  • Their security policies

Please review third-party privacy policies separately.

12. Changes to This Privacy Policy

We may update this Policy periodically.

Revisions will be posted with a new “Last Updated” date.

Continued use of the Website after updates signifies acceptance.

13. Contact Us

For questions, deletion requests, or rights-related queries:

contact@everestofinvesting.com

Mumbai, Maharashtra, India

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